Guest: Lance Teinert

Lance Teinert and Mark Ritter get together to talk about the current state of education and student lending.  Today’s marketplace is interwoven with the political landscape, so Lance weighs in on how today’s news headlines impact his business, CURevl. 


  • [3:02] Lance describes how he became involved in working with credit unions and weathering the storm we faced in 2018 and, subsequently, Covid
  • [10:26] Lance explains how he derived the name for his QSO
  • [15:30] Discussion on lack of planning for college education
  • [19:55] Student lending programs taking a beating in the media
  • [25:33] Confusion surrounding forgiveness of a federal versus private loan
  • [28:22] Lane describes how his marketing team provides financial aid offices and college fairs with information regarding the credit union available to make loans


  • Financial planning requires two things. Make a plan and then plan for the disaster
  • Educational finance planning can be accomplished through your credit union
  • Student loan forgiveness does not apply to private loans


Mark Ritter Website
Mark Ritter – LinkedIn
Lance Teinert – Email


Mark Ritter is the CEO of MBFS and an expert in credit unions and business lending. His primary role at MBFS is overseeing the strategy of helping credit unions assist members with business needs and consulting with credit unions on planning the delivery of services to their membership.

Lance Teinert celebrates a career of over 30 years in Education Finance, Financial Technology and Capital Markets by approaching life and business from an entrepreneurial perspective. Establishing and maintaining an ideal work-life balance is easy when you enjoy life both inside and outside of work.