Podcasts

Credit Union Conversations

Welcome to Credit Union Conversations podcast with your host, Mark Ritter, a forward-thinking CEO, who excels in helping credit unions, small businesses, and real estate investors succeed.

Join Mark as he explores current trends, interview industry experts, and get fresh insights on optimizing your lending operations and delivering the best possible services to credit union members. 

More About Your Host

Mark Ritter is the CEO of MBFS & Nu Direction Lending and an expert in credit unions and business lending. His primary role at MBFS is overseeing the strategy of helping credit unions assist members with business needs and consulting with credit unions on planning the delivery of services to their membership.

In 2002, Mark started a large central Pennsylvania credit union’s business lending program as “one person and a desk” with no policies, products, staff, systems, or business members. That program grew to be one of the top ten in the nation.

In 2012, he took on the challenge of being the CEO of a business lending CUSO. Mark was the fifth CEO in five years for the organization, which lost money every month of its existence. Since joining MBFS, Mark increased the number of credit unions the CUSO and revenue by over 10x and ensured positive cash flow every full year he’s been at the CUSO. More importantly, MBFS has helped countless credit union members gain the financing they need for business and investment needs.

Mark is a native of Berwick, PA in northeast Pennsylvania, where he was a member of his high school’s nationally ranked and state championship football team. After high school, Mark hung up his cleats to work for the Penn State Nittany Lions full-time as a student assistant while attending Penn State as an undergrad. During this time Penn State transitioned to the Big Ten and culminated in Penn State’s first Big Ten Championship and a trip to the Rose Bowl. Mark remains an avid Penn State supporter. Today Mark lives in Bucks County, PA outside of Doylestown with his wife and two teenagers.

Credit Union Conversations Episodes

  • MBFS Quick Hits feat. Craig Page – Navigating Virtual Business Lending

    MBFS Quick Hits feat. Craig Page – Navigating Virtual Business Lending

    Guest: CRAIG PAGE Welcome to Credit Union Conversations, hosted by Mark Ritter, CEO of MBFS, a business lending CUSO serving clients across the United States and Puerto Rico. In this episode, MBFS CEO Mark Ritter and a guest from his team catch up on the latest happenings at MBFS, the credit union industry, and other…

  • Financial Education For Members That Works

    Financial Education For Members That Works

    Guest: Todd ROMER Are you ready to rethink how young people approach money and build lasting financial confidence? Welcome to Credit Union Conversations, hosted by Mark Ritter, CEO of MBFS, a business lending CUSO serving clients across the United States and Puerto Rico. In this episode, Mark is joined by Todd Romer, who partners with…

  • MBFS Quick Hits feat. Craig Page – The Latest Happenings at MBFS

    MBFS Quick Hits feat. Craig Page – The Latest Happenings at MBFS

    Guest: CRAIG PAGE Welcome to Credit Union Conversations, hosted by Mark Ritter, CEO of MBFS, a business lending CUSO serving clients across the United States and Puerto Rico. In this episode, MBFS CEO Mark Ritter and a guest from his team catch up on the latest happenings at MBFS, the credit union industry, and other…

  • What’s the Deal with the SBA?

    What’s the Deal with the SBA?

    Guest: JEFF LYONS Welcome to Credit Union Conversations! Jeff Lyons, the MBFS COO and resident SBA expert joins Mark today to try to make sense of the 2025 regulatory chaos. What’s going on with the SBA? What changes are afoot? Are they good or bad for credit unions? IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS:…

  • Checking In With Danielle Gallagher of Eagle One

    Checking In With Danielle Gallagher of Eagle One

    Guest: Danielle Gallagher Welcome to Credit Union Conversations! Danielle Gallagher is the CEO of Eagle One FCU in Claymont, DE. She has been involved with credit unions since college and worked her way up to be named CEO in 2020. Danielle and Mark take a deep dive into her journey, what’s new at the credit…

  • Mark Goes Solo With Random Thoughts

    Mark Goes Solo With Random Thoughts

    Guest: No Guest Welcome to Credit Union Conversations! I’m Mark, and today’s episode will be a little different. I don’t usually record podcasts like this, but sometimes you just need to talk through what’s been on your mind. There’s been a lot happening in the business lending world, and I’ve been reflecting on where things…

  • Relationship Building with Austin Wentzlaff

    Relationship Building with Austin Wentzlaff

    Guest: Austin Wentzlaff Welcome to Credit Union Conversations! Today, I’m joined by Austin Wentzlaff from Nook to discuss how credit unions can evolve beyond competitive rates and traditional relationships by using digital tools to deepen member engagement. We’ll explore how Nook takes a fresh approach—focusing on lifestyle topics like travel, health, and relationships—to build trust…

  • Talking Corporates With Rodney May of Vizo

    Talking Corporates With Rodney May of Vizo

    Guest: RODNEY MAY Welcome to Credit Union Conversations! In today’s episode, you’ll quickly find out Mark and Rodney go way back and talk about the old days. What is a corporate credit union these days, and how can it help credit unions in today’s marketplace? Rodney takes a deep dive into this topic today. IN…

  • Looking At Efficiency & Effectiveness with Kyle Walbrun

    Looking At Efficiency & Effectiveness with Kyle Walbrun

    Guest: KYLE WAlBRUN Welcome to Credit Union Conversations! In today’s episode, Mark and Kyle catch up on Mark’s flaws and frustrations of trying to do everything himself. Kyle talks about his career journey and life as an entrepreneur and how they assist business owners. IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS: Mark Ritter WebsiteMark Ritter…

  • Regulatory Crystal Ball with Mark Treichel

    Regulatory Crystal Ball with Mark Treichel

    Guest: Mark Treichel Welcome to Credit Union Conversations! In today’s episode, host Mark Ritter is joined by the industry’s leading expert, Mark Treichel, to uncover the mysteries of the NCUA exam and guide you through its complexities. With insights on risk management, cybersecurity, and evolving regulations, Mark Treichel offers invaluable advice on navigating credit union…

  • Hanging Out at the Jersey Shore With American Heritage

    Hanging Out at the Jersey Shore With American Heritage

    Guests: Ross Hammer and George Florence Welcome to Credit Union Conversations! In this episode, we wrap up our series on the powerful partnerships between credit unions and small business owners with an inspiring entrepreneurship and financial collaboration journey. Host Mark Ritter is joined by George Florence from American Heritage Credit Union and Ross Hammer from…

  • Another Member Success Story with American Heritage FCU

    Another Member Success Story with American Heritage FCU

    Guests: Ted Van Beuren and Josh Green Welcome to Credit Union Conversations! This week, we continue our series exploring the impactful partnerships between credit unions and small business owners. Host Mark Ritter is joined by Josh Green from American Heritage Credit Union and Ted Van Beuren, the visionary behind United Sports in Pennsylvania. This episode…

  • Member Success Story With Erie FCU

    Member Success Story With Erie FCU

    Guest: Nathan Crouch & Joseph Markiewicz Welcome to Credit Union Conversations! This week, we kick off an exciting new series focused on the relationship between credit unions and small business owners. Host Mark Ritter is joined by Nathan Crouch from Erie Federal Credit Union and one of their standout business members, Joseph Markiewicz. Together, they’ll…

  • Building Your Business with Nicol Matthews

    Building Your Business with Nicol Matthews

    Guest: Nicol Matthews This week, Mark welcomes Nicol Matthews, the principal behind Harvest Coaching & Consulting, to discuss how credit unions can drive sustainable growth in a competitive financial landscape. Credit unions can strengthen their market position by building a strong sales culture, developing effective leadership, and expanding business services. Nicol shares insights on how…

  • The World of Financing Outside CUs With Scott Jordan

    The World of Financing Outside CUs With Scott Jordan

    Guest: Scott Jordan This week, Mark welcomes Scott Jordan from the Alternative Finance Network to explore the unique landscape of alternative lending in the cannabis industry. Scott shares insights from his career journey, breaking down who the key lenders are and what makes alternative financing work for this fast-growing sector. From discussing the legal challenges…

  • Catching Up With Retirement Life of Mark Brennan

    Catching Up With Retirement Life of Mark Brennan

    Guest: Mark Brennan This week, Mark Brennan joins Mark to discuss his incredible journey in the credit union industry, from the highs and lows to his experiences in leadership and the transition into retirement. Mark’s had a remarkable career, spending nearly 27 years with Clearview Federal Credit Union, including 17 years as CEO, where he…