Podcasts

Guest: Craig Page Craig and Mark talk about the old days of commercial lending in credit unions and how the dynamics between CUSO and CU’s have changed over the years. They also review the best practices in utilizing third parties to assist your lending operations.  IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS: Mark Ritter WebsiteMBFS…

Guest: Jeff Lyons Where has the time gone? Mark and Jeff look back at what they said a year ago to see how accurate their predictions were. They also take a look at how 2023 played out, both good and bad and what CUs should be doing to plan for the future. IN THIS EPISODE:…

How do we REALLY do as an industry? In today’s solo episode, Mark looks at the principles of the credit union industry and grades each area to see where we excel and where we can improve. IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS: Mark Ritter Website MBFS – Website Mark Ritter – LinkedIn BIO: Mark…

Guest: John Giordano After talking about John’s background in the mortgage business, Mark and John talk about the boom times over the last few years and low-interest cycles. John talks about the current regulatory climate today and what he expects the mortgage market to look like over the next few years. IN THIS EPISODE: KEY…

Guest: Alisha Martin Joining Mark today is one of his favorite people in the credit union space along with being the most inspirational. Alisha Martin’s journey is one of resilience and perseverance. Today, Alisha runs the business development efforts at Suncoast and Mark and Alisha talk about what works and what doesn’t in today’s marketplace…

Guest: John Ballantyne Deposits. Everyone is looking for them, and no one seems to have the magic bullet—except John Ballantyne. Mark and John discuss the benefits of a commercial deposit focus and strategies to succeed in this line of business.  IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS: Mark Ritter WebsiteMBFS – WebsiteMark Ritter – LinkedInMark…

Guest: Andy Turner If you like college football talk sprinkled in with your credit union talk, this is the episode for you. Mark and Andy catch up on Penn State football before a deep dive into how LoanStar helps credit unions and the current lending/regulatory environment. IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS: Mark Ritter…

Guest: Craig Page Your portfolio is clean now, and “everyone is paying.” Good loans sometimes go bad, and it will undoubtedly happen to your portfolio at some point. Craig and Mark talk about the history lessons of the Great Recession and how to tackle your portfolio in the future when bumps in the road happen.…

Guest: Sue Ward-Diorio Let’s talk about some of the great things credit unions do every day! The CrossStates Foundation executes the playbook on many of the wonderful initiatives for our industry. Sue and Mark talk about what goes on behind the scenes carrying out this crucial mission of credit unions. IN THIS EPISODE: KEY TAKEAWAYS:…

Guest: Joe Mirachi Joe and Mark talk about the state of the industry and what we see on the horizon. Joe also gives a profile of his strategy for investing in CUSOs and what he looks for in a CUSO investment. IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS: Mark Ritter – Website Joe Mirachi –…

Guest: Rick Wargo Mark & Rick travel down a compliance journey today to talk about best practices in compliance and some of the pitfalls of not keeping on top of it at your organization.   Connect with Rick and his team at https://compliance4creditunions.com/ IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS: Mark Ritter – Website Compliance…

Guest: Omar Shute It’s time to take a walk down memory lane and review the wackiest and wildest loan program ever: the Paycheck Protection Program. Omar Shute of DFTC and Jeff Lyons of MBFS joined us for a topic that we couldn’t fit into just one episode. IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS: Mark…

Guest: Omar Shute It’s time to take a walk down memory lane and review the wackiest and wildest loan program ever: the Paycheck Protection Program. Omar Shute of DFTC and Jeff Lyons of MBFS joined us for a topic that we couldn’t fit into just one episode. IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS: Mark…

Guest: Sean Higgins Sean and Mark hit up a variety of topics to talk about the state of the mortgage industry today and how lenders can keep up with all the necessary compliance. Also, why have credit unions gotten so complicated? Mark and Sean take a deep dive into credit reporting and where it was,…

Guest: PAT TRUE We all say we want to help small businesses but sometimes struggle to help growing businesses meet their cash flow demands. Mark and Pat talk about the challenges of wrapping your head around the credit culture, risk, and management of properly funding small business owners at the credit union. IN THIS EPISODE:…

Guest: Kristina Paulson What’s changed since the last time Kristina was on the show? A lot. Mark and Kristina talk through what it is like to analyze and decide on lending in today’s “new normal.” IN THIS EPISODE: KEY TAKEAWAYS: RESOURCE LINKS: Mark Ritter – Website BIO: Kristina Paulson is the AVP of Credit Services…